Инвестиционный Калькулятор: Прогноз Роста и Планирование Богатства
Инструмент, который прогнозирует рост инвестиций на основе первоначального капитала, регулярных взносов, ожидаемой доходности и временного горизонта, помогая инвесторам визуализировать потенциальное накопление богатства и планировать финансовые цели.
Investment Portfolio Calculator
Analyze and plan your investment portfolio with risk assessment, returns projection, and asset allocation recommendations.
Portfolio Analysis
Projected Value
Total Contributions
Expected Returns
Risk Metrics
Recommended Allocation
| Asset Class | Allocation | Expected Return | Risk Level |
|---|
Asset Allocation Basics
- Diversification reduces investment risk
- Risk tolerance should match your investment horizon
- Regular rebalancing maintains your target allocation
- Consider your age when choosing allocation
- International exposure can enhance diversification
Smart Investment Tips
- Start investing early to benefit from compound growth
- Maintain an emergency fund before investing
- Consider low-cost index funds for broad market exposure
- Regularly review and rebalance your portfolio
- Don't try to time the market
Investment FAQs
Asset allocation is how you divide your investments among different asset classes:
- Stocks: Higher risk, potential for higher returns
- Bonds: Lower risk, typically lower returns
- Cash: Lowest risk, lowest returns
- Real Estate: Can provide income and appreciation
- Commodities: Can hedge against inflation
Your allocation should reflect your goals and risk tolerance.
Consider these factors when choosing your risk profile:
1. Age: Younger investors can typically take more risk
2. Income stability: Stable income allows more risk-taking
3. Investment timeline: Longer horizons support more risk
4. Financial goals: Different goals need different strategies
5. Risk tolerance: Your comfort with market volatility
Rebalancing involves:
1. Regular portfolio review
2. Selling overweight assets
3. Buying underweight assets
4. Maintaining target allocation
5. Risk management
This helps maintain your desired risk level and can improve returns.
Review frequency recommendations:
- Monthly: Check performance
- Quarterly: Consider rebalancing
- Annually: Major strategy review
- Life Events: Adjust as needed
- Market Events: Assess impact
Regular reviews help stay on track with goals.
Diversification strategies:
1. Across asset classes
2. Within asset classes
3. Geographic regions
4. Industry sectors
5. Investment styles
Benefits:
- Reduced risk
- More stable returns
- Better long-term performance